Thank you for this response, April. I do appreciate it.

You're correct. I have addressed the overarching structural/systemic inequality that exists in our society in other articles. It's something I am thinking about how to address, be it in my work here or in future academic work. Because there's no doubt personal finance articles on the internet are largely written and read by the privileged.

I write about doing life and personal finance, focusing on the psychology of our relationships with other people and money. I’m anti-guru, pro-empowerment.