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Rocco Pendola
Rocco Pendola

47K Followers

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Published in

Making of a Millionaire

·3 hours ago

You No Longer Need A 30-Year Mortgage And $1 Million Nest Egg

Retirement is dead, so the way we live and manage our money has to change. Here’s a quick and easy review. — Every once in a while, it makes sense to go back to basics. Especially as new people start reading my stuff and we move away from the central, overarching theme of a life that does not include traditional retirement. On their own, the idea to not carry a mortgage payment…

Money

6 min read

You No Longer Need A 30-Year Mortgage And $1 Million Nest Egg
You No Longer Need A 30-Year Mortgage And $1 Million Nest Egg
Money

6 min read


Published in

Making of a Millionaire

·5 days ago

2 Incredibly Inspiring Stories About Doing Super Cool Things In Old Age

‘Balance your life across labor, leisure, and learning’ — First, scratch and screw old age. I prefer to call it relative old age: While I don’t consider myself old, relatively speaking I am. Relative to my daughter. Relative to how old I was at age 30, 40 and even 45. Relative to lots of things. I make this distinction…

Money

4 min read

2 Incredibly Inspiring Stories About Doing Super Cool Things In Old Age
2 Incredibly Inspiring Stories About Doing Super Cool Things In Old Age
Money

4 min read


Published in

Making of a Millionaire

·May 22

Do We Need More Proof? Buying A House In America Makes Zero Sense

Except in four of the nation’s 50 largest metros… and even then — The idea that you’d knowingly set yourself up to struggle financially just to become a homeowner has never made any sense to me. You can make every argument in the world — You’re building equity! You get tax deductions!! The numbers even out in your favor after 5, 10, 15…

Money

5 min read

Do We Need More Proof? Buying A House In America Makes Zero Sense
Do We Need More Proof? Buying A House In America Makes Zero Sense
Money

5 min read


Published in

Making of a Millionaire

·May 20

2 Important Things To Think About As You Get Older And Closer To Death

Raw headline aside, this is actually a positive story with a likely happy ending — I look at my first 50 years as act one and my last 50 years — knock on wood — as a much wiser act two. That’s a line from a recent installment of my Living The Semi-Retired Life newsletter. In today’s Medium article, I pull excerpts from two recent…

Money

6 min read

2 Important Things To Think About As You Get Older And Closer To Death
2 Important Things To Think About As You Get Older And Closer To Death
Money

6 min read


Published in

Making of a Millionaire

·May 18

Earning Six Figures And Still Unable To Make Ends Meet

All set or screwed: Which group are you in? If you’re screwed, what are you going to do about it? — America in 2023 and going forward: You’re either all set or screwed. If, like me, you fall somewhere in between, consider yourself lucky. As long as you’re willing to exercise your options. Some of which you might consider drastic. By the end of this article, we will have exampled all…

Money

8 min read

Earning Six Figures And Still Unable To Make Ends Meet
Earning Six Figures And Still Unable To Make Ends Meet
Money

8 min read


Published in

Making of a Millionaire

·May 17

These Homeowners Are Wrong: Landlords Don’t Set Your Rent, The Market Does

Here’s how renting an apartment, especially in a big city, works — Misinformation abounds about living in big cities. In a recent Medium article, I dispel the myth that places such as San Francisco and Los Angeles are dystopian wastelands where nobody wants to live. First, the people who perpetuate this irresponsible and false narrative have often never set foot in San…

Money

6 min read

These Homeowners Are Wrong: Landlords Don’t Set Your Rent, The Market Does
These Homeowners Are Wrong: Landlords Don’t Set Your Rent, The Market Does
Money

6 min read


Published in

City Life

·May 16

Retail Theft In Big Cities: Who’s To Blame?

Maybe it’s the people constantly complaining about retail theft In big cities — I’m beyond tired of reading portrayals of San Francisco and Los Angeles as dystopian wastelands from people who have likely never set foot in places such as San Francisco and Los Angeles, let alone lived there. For the better part of the last 24 years, I have lived in San…

Cities

5 min read

Retail Theft In Big Cities: Who’s To Blame?
Retail Theft In Big Cities: Who’s To Blame?
Cities

5 min read


May 15

After 3 Years Writing About Money On Medium, 3 Tips And 1 Takeaway

These aren’t hacks, quick fixes or a pitch for my self-help course — By and large, I’m not a fan of articles about writing on Medium or Medium in general. From what I understand, Medium isn’t either. Yet, these types of articles proliferate the platform. So I don’t write them anymore. And I rarely read them. That said, this July marks my 48th…

Writing

6 min read

After 3 Years Writing About Money On Medium, 3 Tips And 1 Takeaway
After 3 Years Writing About Money On Medium, 3 Tips And 1 Takeaway
Writing

6 min read


Published in

Making of a Millionaire

·May 13

3 Things Homeowners Love To Ignore As They Incessantly Hate On Renters

Some homeowners are deluded by their good fortune. Others don’t listen or don’t know. A few are just looking for a fight. — I’m literally blue in the face. As much I enjoy engaging the rent versus own debate, I’m all tapped out. As I review the responses to my recent articles on the subject, most are sane and logical. …

Money

5 min read

3 Things Homeowners Love To Ignore As They Incessantly Hate On Renters
3 Things Homeowners Love To Ignore As They Incessantly Hate On Renters
Money

5 min read


Published in

Making of a Millionaire

·May 10

Ignore People Who Tell You You’re Doing The Wrong Thing With Your Money

Especially on the decision to not buy a house. You’re not an idiot. — Scroll the responses to any article I write about the rent an apartment or buy a home conundrum. Like this one — It Makes Zero Sense For Most People To Buy A Home In America Today The new American dream might look a little something like thisthemakingofamillionaire.com For some of us, it’s not a conundrum at all. …

Money

7 min read

Ignore People Who Tell You You’re Doing The Wrong Thing With Your Money
Ignore People Who Tell You You’re Doing The Wrong Thing With Your Money
Money

7 min read

Rocco Pendola

Rocco Pendola

47K Followers

I write about living the semi-retired life, money and cities on Medium, at https://roccopendola.substack.com. Creator of City Life, https://medium.com/city-life

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