It’s truly a blessing in disguise — Home ownership as we think we know it is dead. It’s done. And it’s unlikely to go back or get better, assuming you want to live in a place where you’re surrounded by other people and things to do, such as restaurants and bars. This is a good thing. With…

The key ingredient to working less, earning more and loving your life — I’m semi-retired. Sounds glamorous. Even slightly, if not a lot pretentious. However, it’s anything but. Exactly what it means to be semi-retired varies by individual. For me, it means I work considerably less than 40 hours a week and take a lot of time off. It also means while I…

As illustrated by an absurd California down payment program — I love living in California. Particularly Los Angeles. While I plan on moving one day, I will not be one of these people who trashes this state while I’m here or on the way out. As Tom Petty wrote — California’s been good to me Hope it don’t fall into the…

Sometimes the most obvious strategy isn’t the right one — Totally obvious, right? You want to raise awareness and decrease traffic fatalities so you put up one of those signs on the freeway.

Sometimes the middle man you work for doesn’t know what the big man’s up to — Traditional work doesn’t always suck. It doesn’t have to. In fact, for some people it might be the path of least resistance, if not the smartest route to living the life they wanna live now and for the duration. That said, sometimes it sucks really bad. The traditional workplace tends…

If you’ll probably work in retirement, consider my experience — After taking this pandemic super seriously for two-plus years and managing to avoid getting sick, I — like most people in Los Angeles — stopped wearing a mask last month. When LA County dropped its mandate. Guess what happened next? I feel like an idiot. I mean think about it. …

Especially when considering your financial future — I don’t want to sound old here. Fuck, I don’t want to sound old. I never thought I’d see the day when I was about to say something I feared would make me come off as old. However, there’s only one, maybe two explanations for what I’m responding to. One…

4 things people just don’t understand about renters — It’s like the people from New York or San Francisco who hate Los Angeles. There’s no other way for them. Which is curious given that most people I know in Los Angeles absolutely love New York and San Francisco. Incredible — we can like two or more completely different places…

Spending so little on housing makes managing money easy — Preview: In this article, I take you inside my modest Los Angeles apartment. There are many reasons why some of us focus so much of our personal finance on maintaining a low cost of living. We discuss them here and in my Never Retire newsletter on the regular. One big…