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Rocco Pendola
Rocco Pendola

44K Followers

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Published in City Life

·2 days ago

Living The Semi-Retired Life In Rome: 2 Amazing Places That Make This City Great

You can afford travel even if you’re of modest means — During February in my Never Retire newsletter, I published 20 posts — mainly for paid subscribers — that detailed each day of the month-long trip my partner and I took to Barcelona, Madrid, Valencia, Naples and Rome. Each post also included a Never Retire checklist item. A list of 20…

Money

8 min read

Living The Semi-Retired Life In Rome: 2 Amazing Places That Make This City Great
Living The Semi-Retired Life In Rome: 2 Amazing Places That Make This City Great
Money

8 min read


Published in Making of a Millionaire

·3 days ago

Big Cities Are Not Expensive. Housing In Big Cities Is Expensive.

After you pay for housing, Los Angeles isn’t all that different than Toledo, Ohio — If you’re thinking about moving — and you’d love to live in a big city — this article might help and inspire you. If you live in a big city already, you might pump your fist in agreement or tell me I’m crazy. …

Money

6 min read

Big Cities Are Not Expensive. Housing In Big Cities Is Expensive.
Big Cities Are Not Expensive. Housing In Big Cities Is Expensive.
Money

6 min read


Published in Making of a Millionaire

·5 days ago

Can You Live On $40,000 A Year In America?

Of course you can, but it might suck — $40,000 a year. $3,333.33 a month before taxes. After taxes, in California, we’re talking $2,730.72 for a single person. In Texas, you’ll bring home $2,835.16 per month. Split the difference and we’ll say the typical person earning $40,000 a year in the United States of America takes home $2,783 a…

Money

6 min read

Can You Live On $40,000 A Year In America?
Can You Live On $40,000 A Year In America?
Money

6 min read


Published in Making of a Millionaire

·6 days ago

The Horrible Advice Realtors And Mortgage Lenders Are Giving Desperate Home Buyers

You’re probably better off staying put and chasing a different dream — Marry the house, date the rate. Sounds cute. But it’s outrageously irresponsible. Apparently, Realtors and mortgage lenders across the country are using this line on prospective home buyers freaked out by the record high cost to carry a mortgage amid still outrageously high housing prices. As of last week, Redfin…

Money

5 min read

The Horrible Advice Realtors And Mortgage Lenders Are Giving Desperate Home Buyers
The Horrible Advice Realtors And Mortgage Lenders Are Giving Desperate Home Buyers
Money

5 min read


Published in Making of a Millionaire

·Mar 12

The Death Of The American Dream — From The Mouths Of Medium Readers

“I am worried about people and what they’re doing to themselves…” — Every once in a while, I let Medium readers tell the story, while I intersperse my thoughts. Because I can’t help but intersperse my thoughts! And because, having done this articles on the internet thing for the better part of the last 15 years, I can confidently say there isn’t…

Money

8 min read

The Death Of The American Dream — From The Mouths Of Medium Readers
The Death Of The American Dream — From The Mouths Of Medium Readers
Money

8 min read


Published in Making of a Millionaire

·Mar 10

Want An Easier Semi-Retired Life? Consider This Pleasant Approach To Work

How to fit work into life, not let your life revolve around work — The guy in that truck was probably working. My girlfriend and I drove behind him for a good 15–20 minutes last month on a day trip from Naples to Italy’s Amalfi Coast. While people behind us got impatient — tailgating, honking and passing — we couldn’t get enough of this…

Money

7 min read

Want An Easier Semi-Retired Life? Consider This Pleasant Approach To Work
Want An Easier Semi-Retired Life? Consider This Pleasant Approach To Work
Money

7 min read


Published in Making of a Millionaire

·Mar 9

Housing Is Outrageously Expensive In America And It Will Get Much Worse

A practical look at real numbers and potentially more desirable options — The headlines scream housing prices have come down. Technically true. However, this doesn’t mean the American dream is alive and well. It’s dead. And, for most of us, it ain’t coming back. To be clear, I think this is a good thing. A blessing in disguise — To afford the…

Money

6 min read

Housing Is Outrageously Expensive In America And It Will Get Much Worse
Housing Is Outrageously Expensive In America And It Will Get Much Worse
Money

6 min read


Published in Making of a Millionaire

·Mar 6

With Things About To Crash Forget About The American Dream Because It’s Dead

If you’re of modest means, but make decent or better money, it might be time for some change — No, it’s not hyperbole. Things are about to crash. Not the market (it’ll be fine), but for individuals. For a whole slew of people who thought they were doing the right thing. Chasing the double whammy of saving for traditional retirement while saving for or servicing a lofty mortgage payment…

Money

5 min read

With Things About To Crash Forget About The American Dream Because It’s Dead
With Things About To Crash Forget About The American Dream Because It’s Dead
Money

5 min read


Published in Better Advice

·Mar 4

$1 Million To Retire Is No Longer A Thing: Make These 3 Moves Instead

Set yourself up for (much) less work and a better, more sustainable life — A few years ago, I made the decision to live the semi-retired life — Instead of working 40-plus hours a week for the next 25 years, you work 20 hours a week — sometimes less — with plans to do so into and beyond relative old age. You commit to…

Money

7 min read

$1 Million To Retire Is No Longer A Thing: Make These 3 Moves Instead
$1 Million To Retire Is No Longer A Thing: Make These 3 Moves Instead
Money

7 min read


Published in Making of a Millionaire

·Mar 2

After Spending A Month In Spain And Italy, 3 Things I’d Do Differently Next Time

It all pretty much comes down to (a little more and a little less) spending, comfort and convenience — I chronicled the trip in my Never Retire newsletter. Go there for the series of February posts that tracked some of our spending and considered the trip within the lens of semi-retirement. But, before you go there, stay here. Because, by the end of this article, you’ll have a good…

Money

5 min read

After Spending A Month In Spain And Italy, 3 Things I’d Do Differently Next Time
After Spending A Month In Spain And Italy, 3 Things I’d Do Differently Next Time
Money

5 min read

Rocco Pendola

Rocco Pendola

44K Followers

I write about living the semi-retired life, money and cities on Medium, at https://roccopendola.substack.com. Creator of City Life, https://medium.com/city-life

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